Frequently asked questions.
Whatever the reason you have for reaching out, we are glad you are here.
What could I expect during my brief, no-cost, consultation?
I understand that finding a “good fit” is important when you are “therapist shopping”, so ask away. This is the time to have your questions answered.
How does therapy work?
When something happens and we feel powerless, hopeless, or perhaps helpless, we create strategies to protect ourselves from the demands of the external world. These are defense mechanisms. They are not necessarily good or bad, but there is a difference between maladaptive and adaptive ones. If you are using the same defense mechanism from earlier parts of your life, but your relationships, environment, responsibilities and aspirations have changed , then you may benefit from a “tune up” and an outside perspective. If you want to get in shape, you may see a personal trainer, for car trouble it would be best to see a mechanic for maintenance. If you want to work out the mind, you have the option to see a therapist. This is where we come in.
What does my insurance cover?
We work with Anthem (BLUE CROSS) and CIGNA at this time. BEACON GOLD COAST MEDI-CAL pending. We will also work with your Out of Network PPO benefits. Please let us know and we will discuss this during your free 15-30min consultation.
If I choose to go Out -of-Network, how do benefits work?
We will be using your PPO insurance’s out of network benefits. You insurance may cover a portion (50-80%) of the session fee after reaching your out of network deductible.
This is an upfront cost, but you will have flexibility to see the licensed therapist you desire and your records are secure.
What do I ask my insurance when I inquire about benefits?
1) Are my benefits from Jan-Dec or fiscal July-June?
2) What is my reimbursement rate/percentage for an out of network provider ( individual therapy) once deductible is met?
3) What is my out of network deductible? Is it met?
4) Is there a limit on number of sessions my plan cover per year?
5) Where do I send my superbill/receipt?
Sliding scale for out of network available.
Email Us or call (805) 283-9522 with questions.